Geometric Series Sum

Sn=a1(1rn)1rS_n = \frac{a_1 (1 - r^{n})}{1 - r}

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Adding the first n terms of a geometric sequence collapses to a single fraction: a₁(1 − rⁿ)/(1 − r). The legendary chessboard reward — 1 grain of wheat on the first square, doubling each square — sums to (2⁶⁴ − 1) ≈ 1.8 × 10¹⁹ grains over 64 squares, more wheat than the world has ever grown.

Shrinking ratios are just as practical: saving $100 in month one but only 80% as much each following month accumulates S = 100(1 − 0.8¹²)/(1 − 0.8) ≈ $465.64 over a year, already close to the $500 ceiling the infinite series would give.

Geometric Series Sum
Sn=a1(1rn)1rS_n = \frac{a_1 (1 - r^{n})}{1 - r}
Where
  • SnS_n= Sum of the first n terms
  • a1a_1= First term
  • rr= Common ratio
  • nn= Number of terms
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